Soul Peak

Dream Together With My Spouse

For the past couple of years, my husband and I will have a ‘Dream Meeting’ to talk about and plan for what we want the new year to look like. We review our goals from the previous year and then write down our new goals in our own journals. We set the vibe and make it something to look forward to by going to a fun place or even a night in with some good food and music.

Automate My Finances

I am all about convenience these days. The easier I can make things for my future self, the better. At the end of the year, I set up automatic investing for every month of the following year. This ensures I meet my goals and once I set it, I forget it. I don’t have to worry about logging in and making the transaction or transfer every month. I also set up ‘Auto Pay’ on all of my utilities. It’s been so great, I wish I had done it sooner!

Meet With My Financial Advisor

Once a year I like to meet with my advisor to review my investments, savings, and talk about future goals and how I can set myself up to reach them. We also review any life updates and make necessary adjustments.

Pay My Auto Insurance Premium in Full For the Year

Did you know that it costs more over time to make monthly payments on your auto insurance?! For the longest time, I didn’t know this. It wasn’t until I read my policy renewal offer in its entirety and learned that I was being charged a finance fee of 16% by making monthly payments! This year, I will be saving myself $500 by paying the premium upfront.

I’m curious to know how you bring in the new year?🤔

Let me know in the comments😊 Thanks for reading, I hope this was useful to you. Happy Holidays!