Soul Peak

Thoughts on Fearless Living

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  • WE’RE DEBT FREE!

    WE’RE DEBT FREE!

    Debt, it’s normal…right? The Journey My debt free journey started in 2018 when my husband and I decided that we wanted to be in control of our financial future. For the next 2 years we spent half of our monthly income paying off all our debts following Dave Ramsey’s 7 Baby Steps to no longer…

    lyzamelody

    November 23, 2020
    Finance
    Debt Free
  • 5 Things I’m Doing in 2026 to Save Money

    5 Things I’m Doing in 2026 to Save Money

    1. Moving Saved me $1,000 a month Like most people, housing is my biggest budget line. In 2024, my husband and I moved from a 100 year old studio apartment into a newly upgraded 2 bedroom home. With the extra space, convenience, and luxury came the extra price tag to go with it. 32% of…

    lyzamelody

    March 3, 2026
    Finance
    budget, budgeting, cheaprent, disneypass, Finance, goals, library, life, money, personal-finance, saving, Saving money by cooking at home, writing
  • 4 Things I do to Bring in the New Year

    4 Things I do to Bring in the New Year

    Dream Together With My Spouse For the past couple of years, my husband and I will have a ‘Dream Meeting’ to talk about and plan for what we want the new year to look like. We review our goals from the previous year and then write down our new goals in our own journals. We…

    lyzamelody

    December 23, 2025
    Finance
    budget, budgeting, Finance, financialcoach, financialfreedom, goals, money, Moneygoals, moneytalks, newyear, newyear2026, personal-finance
  • Money Talk is Taboo

    Money Talk is Taboo

    Money can oftentimes be a taboo topic so friends and family avoid talking about it. It’s up there with religion and politics at the dinner table. Most people wouldn’t dare ask someone how much they make, how much they spent on their recent vacation, how much debt they have, what their credit score is, or…

    lyzamelody

    December 8, 2025
    Finance
    2026, budget, Debt Free, encouragement, Finance, financialcoach, goals, life, money, personal-finance
  • 5 Budget Friendly Snacks and Sides I Make at Home

    5 Budget Friendly Snacks and Sides I Make at Home

    Hi fam! I wanted to share a few of my go-to budget friendly snacks and sides I prefer to make at home instead of buying at the store. Not only are they cheaper and healthier, but making them yourself gives you the freedom to get creative and add whatever you’re in the mood for! I’ve…

    lyzamelody

    October 22, 2025
    Finance
    budget, creativity, delicious, diy, easy, financialcoach, food, granola, health, homemade, hummus, minimalistbaker, nutbutter, pickles, pickuplimes, recipe, recipes, salad, saladdressing, sides, simple, snacks
  • There’s Beauty in Pruning

    There’s Beauty in Pruning

    Recently, God has gently reminded me to surrender to Him. All of me, my thoughts, my dreams, my family, my friends, etc. I can’t do it on my own strength and there is so much freedom in that. I need Him everyday. To renew my mind, to encourage me, to counsel me, to prune me.…

    lyzamelody

    October 6, 2025
    faith, life
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